Avondale Toyota Finance Center | Phoenix AZ

Avondale ToyotaĀ takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Should You Lease Your New Avondale Toyota Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Avondale Toyota can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

The Avondale Toyota Finance Center Makes Buying or Leasing a Car Easy

The time has come to make one of our cars your own. You've completed your search, and you're ready to drive home in a quality vehicle. Now what?

Luckily, you've chosen to shop with Avondale Toyota. That means you'll have the resources and support of our finance center. This group of finance experts works diligently to help our customers from Glandale, Peoria, and beyond make informed decisions about auto financing. Whether you're aiming for a new Toyota lease or a loan for one of our used cars, we can make it easier for you.

Lease and Loan Options

If you're looking at getting a new car, you'll need to pick your preferred financing method.

Auto Loan: If you want full ownership of your vehicle, we recommend an auto loan. Rather than pay for the full price of the vehicle up front, you can apply for a loan and pay it back over time with monthly payments and a set interest rate. We can also show you special loan opportunities through Toyota Financial.

Toyota Lease: Our lease options help drivers get into their preferred models for less. You won't own your vehicle, but you can have lower monthly payments for the model you want. These agreements let you borrow a car from us for two to three years. When the term is up, you can return the vehicle and upgrade to a newer one.

Finance Experts at Your Disposal

We employ a finance center staff that has in-depth knowledge and understanding of the industry. Our team members take into consideration the individual needs and expectations of every customer. We know that not every shopper has the same budget or long-term vehicle expectations. You can expect us to work hard to find a payment plan that complements your priorities.

First, we'll help you choose between an auto loan and a lease. We'll assess your financial goals, chosen vehicle, budget, and more to see which option works best for you. Then, we'll point you toward any special financing offers that can help you save money.

Finally, we'll guide you through the application process. We can clear up any misunderstandings or questions along the way. Our team has even simplified the application process to make it easier for customers around Phoenix.

Simplified Process from Start to Finish

To streamline our financing process, we offer a range of helpful online tools. These resources can prepare you for the process and save you time when you decide to apply.

First, you can find out how much your trade-in vehicle is worth. With the Value Your Trade tool, you can get a free estimate in a matter of minutes. Work through the online form to provide the necessary details about your vehicle. Once you have accurately provided make, model, condition, and more, you can submit the inquiry. Kelley Blue Book will assess current market values for similar vehicles and provide an estimate.

Next, you can experiment with interest rates, down payments, and more to see how they can affect potential monthly payments. Check out the Calculate Payments tool and you'll see how each variable can affect monthly payments.

Finally, you can complete your entire finance application online.

Your privacy is important to us.

Avondale Toyota takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.


  1. Avondale Toyota

    10005 West Papago Fwy
    Avondale, AZ 85323

    • Sales: (623) 936-7760
Loading Map...
Ā 

Get in Touch

  • Contact our Sales Department at: (623) 936-7760
  • Monday8:00am - 8:00pm
  • Tuesday8:00am - 8:00pm
  • Wednesday8:00am - 8:00pm
  • Thursday8:00am - 8:00pm
  • Friday8:00am - 8:00pm
  • Saturday8:00am - 8:00pm
  • Sunday9:00am - 7:00pm
Ā  Ā  Ā  Ā  Ā  Ā  Ā  Ā  Ā  Ā  Ā  Ā  Ā  Ā  Ā  Ā  Ā  Ā  Ā  Ā  Ā  Ā  Ā  Ā  Ā  *Extended evening hours for Toyota Care Services by appointment only.